RoofGenius vs Xactimate

RoofGenius vs Xactimate — the AI layer that audits Xactimate scopes for missed items

Short answer

You need both. Xactimate is the language carriers speak. RoofGenius is the AI auditor that catches everything carriers leave out.

Xactimate is Verisk's industry-standard estimating platform — virtually every US carrier uses it. RoofGenius does not replace Xactimate; it audits Xactimate scopes for missed line items and generates supplement letters in Xactimate-compatible format.

Last updated: August 25, 2026

Feature comparison

Feature	RoofGenius	Xactimate
Carrier-standard estimating language	Outputs to Xactimate	Native
AI scope audit	Yes — 60 seconds	No
Auto-detected missed line items	17 categories	N/A
AI supplement letter generation	Yes	No
IRC code citation lookup	Automatic	Manual
Per-claim cost	Included in plan	Subscription + per-estimate fees
Pricing	$149/mo retail; $497/mo with insurance supplements	From $80/mo per user + per-estimate
Best for	Auditing carrier scopes and writing supplements	Native estimating in carrier-standard format

FAQ

Do I still need Xactimate if I have RoofGenius?

If you write your own estimates from scratch in Xactimate, keep Xactimate. RoofGenius audits the carrier's Xactimate output, identifies missed items, and produces supplement letters in Xactimate-compatible format you can paste into the carrier's claim portal.

RoofGenius vs Xactimate — the AI layer that audits Xactimate scopes for missed items

Verdict

Feature comparison

FAQ

Do I still need Xactimate if I have RoofGenius?

Switch to RoofGenius.