Orlando, FL storm damage roofing guide
Orlando is an inland hurricane market: the metro takes weakened but still damaging wind from systems that come ashore elsewhere, as Milton did across Orange County in October 2024. Orlando builds to the 2023 Florida Building Code, so a secondary water barrier, hurricane strap verification at re-roof and the 25% rule all attach to the work — a repair covering more than 25% of the roof area triggers a full code-compliant re-roof, which is a code fact rather than a negotiating position. Florida §626.9744 addresses matching. Season runs June through November, and the summer convective pattern produces separate wind and lightning losses outside named storms. Confirm requirements with the specific authority having jurisdiction — Orange, Seminole and Osceola and the incorporated cities do not all enforce identically.
Recent major storms
- October 9, 2024Hurricane Milton, 90mph winds across Orange County
Orlando adopts FBC 2023. SWB and hurricane straps mandatory on re-roofs.
Confirm with the authority having jurisdiction — local amendments vary inside the metro.
- · Secondary water barrier on the re-roofed deck (Florida Building Code).
- · Hurricane strap / roof-to-wall connection verification at re-roof.
- · The 25% rule: a repair over 25% of the roof area triggers a full code-compliant re-roof.
- · Detach and reset of accessory items — vents, gutters, satellite, solar — where the slope is replaced.
Top carriers in Orlando
- · Citizens
- · Universal
- · Heritage
- · State Farm Florida
Storm-ready tools for Orlando contractors
Orlando storm claim questions
- When is storm season in Orlando, FL?
- Orlando's primary peril is hurricane and the active window runs June – November. The metro averages roughly 0.8 hail days and 9 damaging-wind days per year.
- What building code applies to a re-roof in Orlando?
- Orlando adopts FBC 2023. SWB and hurricane straps mandatory on re-roofs. Confirm the requirement with the authority having jurisdiction before you finalise a scope — adopting authorities and local amendments vary inside the metro.
- Which code requirements should I check against a Orlando carrier estimate?
- Secondary water barrier on the re-roofed deck (Florida Building Code). Hurricane strap / roof-to-wall connection verification at re-roof. The 25% rule: a repair over 25% of the roof area triggers a full code-compliant re-roof.
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