All metros
hail risk · April – September

Denver, CO storm damage roofing guide

Denver metro is the #1 hail metro in the western US. Class 4 IR shingles qualify for 5–25% premium discounts and are increasingly required by HOAs. American Family (HQ in Madison but heavy CO presence) pays supplements within 7–10 days.

3.8
Hail days/yr
16
Wind days/yr
716K (metro 2.9M)
Population

Recent major storms

  • June 18, 2024
    Baseball hail across Aurora and Centennial
    42,000+ claims
  • August 3, 2023
    EF-1 tornado + hail across Highlands Ranch
Average claim value

$13,800 average residential roof claim

Local code

Denver adopts the 2021 IRC. Class 4 impact-resistant shingles widely incentivized.

Top carriers in Denver

  • · State Farm
  • · USAA
  • · American Family
  • · Allstate
RoofGenius AI

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Average recovery on Denver claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to CO statutes and IRC code.

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