hail risk · March – June
St. Louis, MO storm damage roofing guide
Bi-state market with separate code authorities on the Illinois side. Shelter and American Family supplements move faster than national carriers in this metro.
3.1
Hail days/yr
14
Wind days/yr
302K (metro 2.8M)
Population
Recent major storms
- May 16, 2024EF-3 tornado + softball hail across St. Charles County31,000+ claims
Average claim value
$11,600 average residential roof claim
Local code
St. Louis County adopts the 2021 IRC. Wind speed design 90–115 mph by zone.
Top carriers in St. Louis
- · State Farm
- · American Family
- · Allstate
- · Shelter
Storm-ready tools for St. Louis contractors
$10 satellite measurements
Door-knock St. Louis neighborhoods with same-day reports.
AI hail supplement letters
Cited to MO statutes and IRC code in 60 seconds.
Insurance supplement software
Average $4,820 recovered per St. Louis claim.
Retail estimator
Convert storm leads with branded Good/Better/Best proposals.
RoofGenius AI
Audit a St. Louis carrier estimate in 60 seconds.
Average recovery on St. Louis claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to MO statutes and IRC code.
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