hurricane risk · June – November
Houston, TX storm damage roofing guide
Houston roof claims are dominated by hurricane and derecho events. Coastal wind nailing patterns (6-nail per shingle) are mandatory and frequently missed by carrier scopes. Always supplement for code-mandated wind upgrades when re-roofing post-storm.
2.1
Hail days/yr
12
Wind days/yr
2.3M (metro 7.3M)
Population
Recent major storms
- July 8, 2024Hurricane Beryl, 80mph sustained winds across Harris County320,000+ claims
- May 16, 2024Derecho, 100mph winds across Houston metro
Average claim value
$14,200 average residential roof claim (Houston 2024)
Local code
Houston adopts the 2021 IRC with Texas amendments. Wind speed design 130 mph (coastal).
Top carriers in Houston
- · State Farm
- · Allstate
- · USAA
- · Farmers
- · Liberty Mutual
Storm-ready tools for Houston contractors
$10 satellite measurements
Door-knock Houston neighborhoods with same-day reports.
AI hurricane supplement letters
Cited to TX statutes and IRC code in 60 seconds.
Insurance supplement software
Average $4,820 recovered per Houston claim.
Retail estimator
Convert storm leads with branded Good/Better/Best proposals.
RoofGenius AI
Audit a Houston carrier estimate in 60 seconds.
Average recovery on Houston claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to TX statutes and IRC code.
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