The roofing & insurance glossary built for the people writing the supplements.

An additional invoice or claim addendum sent to an insurance carrier requesting payment for line items missing from the original scope.

A three-tier retail roofing proposal where the homeowner chooses between a baseline, mid-grade, and premium option.

A roofing proposal sold directly to a homeowner at retail pricing, not constrained by an insurance carrier's scope.

Pre-formed shingles installed over the ridge to seal the peak where two roof slopes meet.

The first course of shingles installed at the eave, with sealant strip and tabs cut to seal the bottom edge of the field shingles.

A property estimating platform owned by CoreLogic, used by some carriers as an alternative to Xactimate.

Verisk's industry-standard property estimating software used by virtually every US insurance carrier to scope and price claim damages.

Aerial roof measurement service founded in 2008, the legacy market leader at $25–$55 per report with delivery in 4–24 hours.

The lower edge of a roof, typically overhanging the exterior wall and feeding water to the gutter.

The external angle where two roof slopes meet on adjacent sides.

The slope of a roof, expressed as rise over run (e.g., 6/12 = 6 inches of rise per 12 inches of run).

The sloped edge of a gable end of a roof.

The top horizontal edge of a roof where two slopes meet.

An aerial roof measurement report generated from satellite or drone imagery, including squares, pitch, ridges, hips, valleys, and eaves.

A roofing unit equal to 100 square feet of roof surface area.

The internal angle where two roof slopes meet, channeling water toward the eave.

Extra material added to the order to account for cuts, mistakes, and complex roof geometry.

Actual Cash Value (ACV) is replacement cost minus depreciation; Replacement Cost Value (RCV) is the full cost to replace, paid out after work is complete.

The signature of a homeowner's mortgage company on the insurance claim check before the contractor can deposit it.

An industry-standard 10/10 markup (10% overhead + 10% profit) added to a job that involves three or more trades.

The portion of the claim withheld by the carrier until repairs are completed and documented.

Policy endorsement (or statutory requirement) that obligates the carrier to pay for repairs needed to bring a structure up to current code.

A non-corrosive metal flashing installed at roof eaves and rakes to direct water away from fascia and into the gutter.

A self-adhered bituminous membrane installed at eaves, valleys, and penetrations to prevent water intrusion from ice dams and wind-driven rain.

Code section mandating ice & water shield from eave to 24 inches inside the exterior wall in cold regions.

Code section requiring drip edge at eaves and rakes for asphalt shingle roofs.

International Residential Code section requiring replacement of non-conforming roof decking when re-roofing.

An end-to-end roofing CRM with estimating, scheduling, production, and accounting modules.

A photo-documentation app for contractors that timestamps and geotags job-site photos.

A 3D property modeling app that builds an exterior model from homeowner-captured smartphone photos.

A roofing CRM and project-management platform with pipeline, scheduling, and document workflows.

A roofing software platform offering measurements ($15–$29), proposals, and CRM tools.