All metros
wind risk · March – July

Memphis, TN storm damage roofing guide

Mid-South derecho corridor. Older housing stock means many roofs are at end of life and adjusters fight wear-and-tear deductions on storm claims.

2.5
Hail days/yr
13
Wind days/yr
628K
Population

Recent major storms

  • June 25, 2023
    Derecho with 100mph wind gusts across Shelby County
Average claim value

$10,200 average residential roof claim

Local code

Memphis adopts the 2012 IRC with local amendments. Wind speed design 115 mph.

Top carriers in Memphis

  • · State Farm
  • · Allstate
  • · Liberty Mutual
  • · Farm Bureau TN
RoofGenius AI

Audit a Memphis carrier estimate in 60 seconds.

Average recovery on Memphis claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to TN statutes and IRC code.

Get started