All metros
wind risk · June – September (monsoon)

Phoenix, AZ storm damage roofing guide

Monsoon-driven wind, not hail, is the primary peril. Tile roof repair vs replace fights are common — push for full replace when the storm-strike count justifies it.

1.2
Hail days/yr
14
Wind days/yr
1.6M (metro 5.1M)
Population

Recent major storms

  • August 23, 2024
    70mph haboob microburst across east valley
Average claim value

$11,200 average residential roof claim

Local code

Phoenix adopts the 2021 IRC with local amendments. Wind speed design 90 mph (Risk Cat II).

Top carriers in Phoenix

  • · State Farm
  • · Farmers
  • · Allstate
  • · American Family
RoofGenius AI

Audit a Phoenix carrier estimate in 60 seconds.

Average recovery on Phoenix claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to AZ statutes and IRC code.

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