All metros
hail risk · April – August

Des Moines, IA storm damage roofing guide

Central Iowa is severe-weather active spring through August. Iowa Farm Bureau supplements are slower than national carriers but pay full when documented.

3.4
Hail days/yr
15
Wind days/yr
212K
Population

Recent major storms

  • May 21, 2024
    EF-4 tornado and softball hail across central Iowa
    18,000+ claims
Average claim value

$10,800 average residential roof claim

Local code

Des Moines adopts the 2015 IRC with Iowa amendments. Wind speed design 105–115 mph.

Top carriers in Des Moines

  • · State Farm
  • · American Family
  • · Nationwide
  • · Iowa Farm Bureau
RoofGenius AI

Audit a Des Moines carrier estimate in 60 seconds.

Average recovery on Des Moines claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to IA statutes and IRC code.

Get started