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wind risk · April – July

Indianapolis, IN storm damage roofing guide

Derecho-driven straight-line wind drives the Indianapolis season, April through July. The city builds to the 2014 IRC with Indiana amendments and a 115 mph wind design speed. Wind losses turn on shingles that are lifted rather than missing — test seal-strip failure by hand and document it slope by slope.

2.4
Hail days/yr
12
Wind days/yr
880K (metro 2.1M)
Population

Recent major storms

  • June 25, 2023
    Derecho with 90mph straight-line winds across Marion County
Code adoption

Indianapolis adopts the 2014 IRC with Indiana amendments. Wind speed design 115 mph.

Confirm with the authority having jurisdiction — local amendments vary inside the metro.

Check these against a first scope
  • · Full fastening pattern required by the manufacturer for this wind design speed.
  • · Ridge and hip cap replacement, not re-use.
  • · Underlayment replacement where the deck is exposed (IRC R905.1.1).
  • · Detach and reset of accessory items — vents, gutters, satellite, solar — where the slope is replaced.

Top carriers in Indianapolis

  • · State Farm
  • · Allstate
  • · American Family
  • · Erie

Indianapolis storm claim questions

When is storm season in Indianapolis, IN?
Indianapolis's primary peril is wind and the active window runs April – July. The metro averages roughly 2.4 hail days and 12 damaging-wind days per year.
What building code applies to a re-roof in Indianapolis?
Indianapolis adopts the 2014 IRC with Indiana amendments. Wind speed design 115 mph. Confirm the requirement with the authority having jurisdiction before you finalise a scope — adopting authorities and local amendments vary inside the metro.
Which code requirements should I check against a Indianapolis carrier estimate?
Full fastening pattern required by the manufacturer for this wind design speed. Ridge and hip cap replacement, not re-use. Underlayment replacement where the deck is exposed (IRC R905.1.1).
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