wind risk · April – July
Indianapolis, IN storm damage roofing guide
Derecho-driven straight-line wind drives the Indianapolis season, April through July. The city builds to the 2014 IRC with Indiana amendments and a 115 mph wind design speed. Wind losses turn on shingles that are lifted rather than missing — test seal-strip failure by hand and document it slope by slope.
2.4
Hail days/yr
12
Wind days/yr
880K (metro 2.1M)
Population
Recent major storms
- June 25, 2023Derecho with 90mph straight-line winds across Marion County
Code adoption
Indianapolis adopts the 2014 IRC with Indiana amendments. Wind speed design 115 mph.
Confirm with the authority having jurisdiction — local amendments vary inside the metro.
Check these against a first scope
- · Full fastening pattern required by the manufacturer for this wind design speed.
- · Ridge and hip cap replacement, not re-use.
- · Underlayment replacement where the deck is exposed (IRC R905.1.1).
- · Detach and reset of accessory items — vents, gutters, satellite, solar — where the slope is replaced.
Top carriers in Indianapolis
- · State Farm
- · Allstate
- · American Family
- · Erie
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Indianapolis storm claim questions
- When is storm season in Indianapolis, IN?
- Indianapolis's primary peril is wind and the active window runs April – July. The metro averages roughly 2.4 hail days and 12 damaging-wind days per year.
- What building code applies to a re-roof in Indianapolis?
- Indianapolis adopts the 2014 IRC with Indiana amendments. Wind speed design 115 mph. Confirm the requirement with the authority having jurisdiction before you finalise a scope — adopting authorities and local amendments vary inside the metro.
- Which code requirements should I check against a Indianapolis carrier estimate?
- Full fastening pattern required by the manufacturer for this wind design speed. Ridge and hip cap replacement, not re-use. Underlayment replacement where the deck is exposed (IRC R905.1.1).
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