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wind risk · March – July

Louisville, KY storm damage roofing guide

Kentucky Farm Bureau dominates rural surrounding counties. KFB pays supplements consistently but requires hard photo documentation per line item.

2.2
Hail days/yr
11
Wind days/yr
624K
Population

Recent major storms

  • May 9, 2024
    100mph straight-line winds across Jefferson County
Average claim value

$10,800 average residential roof claim

Local code

Louisville adopts the 2018 IRC. Wind speed design 115 mph.

Top carriers in Louisville

  • · State Farm
  • · Liberty Mutual
  • · Kentucky Farm Bureau
  • · Allstate
RoofGenius AI

Audit a Louisville carrier estimate in 60 seconds.

Average recovery on Louisville claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to KY statutes and IRC code.

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