wind risk · March – July
Louisville, KY storm damage roofing guide
Louisville's peril is straight-line wind, March through July, and Jefferson County builds to the 2018 IRC with a 115 mph wind design speed. Older housing stock in the Highlands and south end means discontinued shingle profiles are common; establish availability before scoping a repair.
2.2
Hail days/yr
11
Wind days/yr
624K
Population
Recent major storms
- May 9, 2024100mph straight-line winds across Jefferson County
Code adoption
Louisville adopts the 2018 IRC. Wind speed design 115 mph.
Confirm with the authority having jurisdiction — local amendments vary inside the metro.
Check these against a first scope
- · Full fastening pattern required by the manufacturer for this wind design speed.
- · Ridge and hip cap replacement, not re-use.
- · Underlayment replacement where the deck is exposed (IRC R905.1.1).
- · Detach and reset of accessory items — vents, gutters, satellite, solar — where the slope is replaced.
Top carriers in Louisville
- · State Farm
- · Liberty Mutual
- · Kentucky Farm Bureau
- · Allstate
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Louisville storm claim questions
- When is storm season in Louisville, KY?
- Louisville's primary peril is wind and the active window runs March – July. The metro averages roughly 2.2 hail days and 11 damaging-wind days per year.
- What building code applies to a re-roof in Louisville?
- Louisville adopts the 2018 IRC. Wind speed design 115 mph. Confirm the requirement with the authority having jurisdiction before you finalise a scope — adopting authorities and local amendments vary inside the metro.
- Which code requirements should I check against a Louisville carrier estimate?
- Full fastening pattern required by the manufacturer for this wind design speed. Ridge and hip cap replacement, not re-use. Underlayment replacement where the deck is exposed (IRC R905.1.1).
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