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tornado risk · March – May (and November)

Birmingham, AL storm damage roofing guide

Dixie Alley tornado risk drives both spring and fall storm seasons. Alfa Insurance is Alabama-dominant and historically slow to pay supplements without escalation.

2.6
Hail days/yr
13
Wind days/yr
197K (metro 1.1M)
Population

Recent major storms

  • March 25, 2024
    EF-2 tornado across Jefferson County
Average claim value

$10,600 average residential roof claim

Local code

Birmingham adopts the 2015 IRC with Alabama amendments. Wind speed design 115 mph.

Top carriers in Birmingham

  • · Alfa
  • · State Farm
  • · Allstate
  • · USAA
RoofGenius AI

Audit a Birmingham carrier estimate in 60 seconds.

Average recovery on Birmingham claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to AL statutes and IRC code.

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