Insurance Supplement Software

Insurance supplement software that recovers $4,820 per claim — automatically.

Upload the carrier's Xactimate or Symbility estimate. RoofGenius AI scans it in 60 seconds, identifies missed code-mandated line items, and writes a carrier-ready supplement letter you submit the same day. 88% approval rate when used as written. $14M+ recovered across 12,847 audited claims.

60-second audit

AI scans the entire Xactimate scope, line by line, against IRC code and policy language.

Carrier-ready letter

Output cites IRC §, policy section, and Xactimate line item format. Zero formatting required.

$4,820 avg recovery

Across 12,847 supplements processed Jan 2024 – Apr 2026.

88% approval rate

Measured across 8,200 submissions, approvals within 30 days.

The 17 line items insurance carriers leave off every claim

Carrier desk adjusters work fast. They miss code-mandated upgrades, accessory line items, and overhead & profit on a majority of residential roof claims. The most commonly omitted items, ranked by frequency:

  1. Drip edge (D-style + L-style by code)
  2. Ice & water shield (IRC R905.1.2)
  3. Starter strip (separate line from field shingle)
  4. Ridge cap (separate line from field shingle)
  5. Decking re-nail or replacement (IRC R908.3)
  6. Synthetic underlayment
  7. Pipe boots
  8. Step flashing
  9. Counter flashing
  10. Valley metal
  11. Gable trim
  12. Hip / ridge cap
  13. Ventilation upgrades to current code
  14. Satellite / dish detach-reset
  15. Gutter detach-reset
  16. Paint touch-up
  17. Overhead & profit (10/10 on 3+ trades)

Read the full breakdown of all 17 →

Insurance supplement software vs hiring a supplement specialist

A professional supplement specialist charges 25–35% of recovered dollars, plus $50–150 per claim setup fee. On a typical $5,000 supplement, that's $1,500 in fees — eaten on every job, every month, forever.

RoofGenius costs $149/month for the Starter plan (1 supplement audit included) or $497/month Growth (4 supplement audits). On a single recovered supplement, the platform pays for itself 30+ times over. And unlike a specialist, the AI doesn't have a backlog, doesn't take days off, and produces output instantly.

See pricing breakdown →

Carriers we work with

All major US carriers — State Farm, Allstate, Farmers, USAA, Travelers, Liberty Mutual, Nationwide, American Family, Citizens (FL), Universal, and most regional carriers. Output matches Xactimate and Symbility line item format.

Related reading

RoofGenius Supplements

Recover the $4,820 carriers leave off every claim.

Process one closed claim free. No credit card. See exactly what your carrier missed in 60 seconds.

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