Insurance Supplement Software

Insurance supplement software that audits the carrier's estimate — automatically.

Upload the carrier's Xactimate or Symbility estimate. RoofGenius AI scans it in 60 seconds, identifies missed or underpaid line items, and writes a carrier-ready supplement letter — citing the building-code section or manufacturer requirement behind each one — that you submit the same day.

60-second scan

AI scans the entire Xactimate scope, line by line, against IRC code and policy language.

Carrier-ready letter

Output cites IRC §, policy section, and Xactimate line item format. Zero formatting required.

17 line items checked

The commonly missed or underpaid line items on every residential roof claim.

$10 per report

Or start the Growth plan at $497/mo for insurance supplement teams.

The 17 line items insurance carriers leave off every claim

Carrier desk adjusters work fast. They miss code-mandated upgrades, accessory line items, and overhead & profit on a majority of residential roof claims. The most commonly omitted items, ranked by frequency:

  1. Drip edge (D-style + L-style by code)
  2. Ice & water shield (IRC R905.1.2)
  3. Starter strip (separate line from field shingle)
  4. Ridge cap (separate line from field shingle)
  5. Decking re-nail or replacement (IRC R908.3)
  6. Synthetic underlayment
  7. Pipe boots
  8. Step flashing
  9. Counter flashing
  10. Valley metal
  11. Gable trim
  12. Hip / ridge cap
  13. Ventilation upgrades to current code
  14. Satellite / dish detach-reset
  15. Gutter detach-reset
  16. Paint touch-up
  17. Overhead & profit (10/10 on 3+ trades)

Read the full breakdown of all 17 →

Insurance supplement software vs hiring a supplement specialist

A professional supplement specialist typically charges a percentage of recovered dollars plus a per-claim setup fee — eaten on every job, every month, forever.

RoofGenius costs $149/month for the Starter plan (1 supplement audit included) or $497/month Growth (4 supplement audits) — a fraction of a specialist's per-claim fee. And unlike a specialist, the AI doesn't have a backlog, doesn't take days off, and produces output instantly.

See pricing breakdown →

Carriers we work with

All major US carriers — State Farm, Allstate, Farmers, USAA, Travelers, Liberty Mutual, Nationwide, American Family, Citizens (FL), Universal, and most regional carriers. Output matches Xactimate and Symbility line item format.

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RoofGenius Supplements

Find what the carrier left off every claim.

Run a paid claim review on one closed claim. See exactly what your carrier missed in 60 seconds.

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