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hail risk · May – August

Minneapolis, MN storm damage roofing guide

Minnesota Statute §65A.10 (matching law) makes Twin Cities one of the most contractor-friendly markets for full-slope replacement claims. ALWAYS include ice & water shield in supplements — it's statutorily required and frequently omitted.

2.4
Hail days/yr
14
Wind days/yr
425K (Twin Cities metro 3.7M)
Population

Recent major storms

  • June 5, 2024
    Quarter-sized hail + EF-1 tornado across northwest suburbs
    22,000+ claims
Average claim value

$14,500 average residential roof claim

Local code

Minneapolis adopts the 2020 IRC. Ice & water shield required statewide.

Top carriers in Minneapolis

  • · State Farm
  • · American Family
  • · Auto-Owners
  • · Allstate
RoofGenius AI

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Average recovery on Minneapolis claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to MN statutes and IRC code.

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