All metros
wind risk · April – August

Chicago, IL storm damage roofing guide

Largest metro on the list. High labor cost and dense permit requirements push claim values up. Country Financial dominates collar counties.

1.8
Hail days/yr
12
Wind days/yr
2.7M (metro 9.5M)
Population

Recent major storms

  • July 12, 2024
    EF-1 tornado and 80mph straight-line winds across Cook County
Average claim value

$12,400 average residential roof claim

Local code

Chicago adopts the 2018 Chicago Construction Code. Wind speed design 105 mph.

Top carriers in Chicago

  • · State Farm
  • · Allstate
  • · American Family
  • · Country Financial
RoofGenius AI

Audit a Chicago carrier estimate in 60 seconds.

Average recovery on Chicago claims: $4,820 in missed line items. Upload a closed claim and our AI generates a supplement letter cited to IL statutes and IRC code.

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