hail risk · March – June
Dallas, TX storm damage roofing guide
DFW is the #1 hail-loss metro in the US by total insured value. Claim cycles run hot March through June. Allstate routinely underpays drip edge and starter strip in DFW — expect a supplement on most Allstate claims. State Farm and USAA pay supplements within 7–14 days when properly documented.
4.2
Hail days/yr
18
Wind days/yr
1.3M (DFW metro 8.1M)
Population
Recent major storms
- May 28, 2024EF-2 tornado + hail across Collin and Dallas counties47,000+ claims
- April 9, 2024Softball-sized hail across Plano and Frisco
- June 15, 2023100mph straight-line winds across DFW metroplex
Average claim value
$11,400 average residential roof claim (DFW 2024)
Local code
Dallas adopts the 2021 IRC. Wind speed design 115 mph (Risk Cat II).
Top carriers in Dallas
- · State Farm
- · Allstate
- · USAA
- · Farmers
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