IA · Population 3.2M
Iowa roofing supplement law (2026)
Iowa has no statutory matching requirement.
Matching law
Iowa has no statutory matching requirement.
ACV vs RCV
Both available.
Depreciation
Recoverable depreciation released on completion.
Statute of limitations
10 years for written contracts.
Public adjuster rules
Licensed by Iowa Insurance Division.
Code upgrade rule
Iowa adopts the 2018 IRC.
Top carriers in Iowa
- State Farm
- American Family
- Nationwide
- Farm Bureau
- Allstate
Farm Bureau (IA HQ) is supplement-friendly.
Pro tips
- Derecho (2020) reshaped Iowa storm response — keep emergency contracts ready.
Frequently asked questions
Does Iowa require roof matching?
No statutory requirement. Matching claims rely on policy language.
Built for Iowa roofing contractors
Satellite roof measurements
$10/report, ~5-min turnaround on any Iowa address.
AI insurance supplements
Letters cited to Iowa statutes + IRC code automatically.
Retail estimator
Branded Good/Better/Best proposals in 60 seconds.
Xactimate supplement software
Surface every missed line item before you submit.
RoofGenius AI
Audit a Iowa carrier estimate in 60 seconds.
Upload any closed claim. Our AI cites the Iowa statutes and IRC code sections automatically and outputs a Xactimate-ready supplement letter.
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