Glossary

Insurance Supplement

An additional invoice or claim addendum sent to an insurance carrier requesting payment for line items missing from the original scope.

When a carrier underwrites a roofing claim, their initial estimate frequently omits code-required items, ancillary materials (drip edge, ice & water shield, ridge cap), and overhead & profit. A supplement is the formal request — usually written in Xactimate format — that documents and prices each missed item. Average recovered supplement on a residential roof is $4,820.

RoofGenius AI

See insurance supplement on a real claim — in 60 seconds.

Upload a closed insurance estimate and our AI shows you exactly which line items the carrier missed, with the IRC code citation and a Xactimate-ready supplement letter.

Start free trial — no credit card