Insurance supplement recovery estimator

Based on 12,847 audited carrier estimates. The average residential roof claim has 18.4% of its RCV missing in the original scope.

Carrier claim amount (RCV)

Estimated recoverable supplement

$2,760

Drip edge + starter strip$330

Ice & water shield (R905.1.2)$465

Decking re-nail (R908.3)$390

Ridge cap + accessories$270

Code upgrades (other)$510

Overhead & profit$795

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Methodology: averaged across 12,847 residential roofing supplements processed through RoofGenius AI between Jan 2024 and Apr 2026. Individual claims will vary based on policy terms, jurisdiction, and damage scope.