KS · Population 2.9M
Kansas roofing supplement law (2026)
Kansas has no statutory matching requirement.
Matching law
Kansas has no statutory matching requirement.
ACV vs RCV
Both available. Wind/hail deductibles common.
Depreciation
Recoverable depreciation released on completion.
Statute of limitations
5 years for written contracts.
Public adjuster rules
Licensed by Kansas Insurance Department.
Code upgrade rule
Kansas adopts the 2018 IRC.
Top carriers in Kansas
- State Farm
- American Family
- Farmers
- Allstate
- Farm Bureau
American Family pays supplements quickly.
Pro tips
- Wichita and Topeka are top hail metros — staff for spring storm response.
Frequently asked questions
Does Kansas require roof matching?
No statutory requirement. Matching claims rely on policy language and good-faith claims handling.
Built for Kansas roofing contractors
Satellite roof measurements
$10/report, ~5-min turnaround on any Kansas address.
AI insurance supplements
Letters cited to Kansas statutes + IRC code automatically.
Retail estimator
Branded Good/Better/Best proposals in 60 seconds.
Xactimate supplement software
Surface every missed line item before you submit.
RoofGenius AI
Audit a Kansas carrier estimate in 60 seconds.
Upload any closed claim. Our AI cites the Kansas statutes and IRC code sections automatically and outputs a Xactimate-ready supplement letter.
Free trial — no credit card