SC · Population 5.3M
South Carolina roofing supplement law (2026)
SC has no statutory matching requirement.
Matching law
SC has no statutory matching requirement.
ACV vs RCV
Both available. Coastal wind pool (SC Wind & Hail) covers high-risk areas.
Depreciation
Recoverable depreciation released on completion.
Statute of limitations
3 years for property claims.
Public adjuster rules
Licensed by SC Department of Insurance.
Code upgrade rule
SC adopts the 2021 IRC with SC modifications.
Top carriers in South Carolina
- State Farm
- Allstate
- USAA
- South Carolina Farm Bureau
- Nationwide
SC Farm Bureau (regional) pays supplements promptly.
Pro tips
- Coastal hurricane exposure July–October. Pre-position materials for storm response.
Frequently asked questions
Does SC require roof matching?
No statutory requirement. Matching claims rely on policy language.
Built for South Carolina roofing contractors
Satellite roof measurements
$10/report, ~5-min turnaround on any South Carolina address.
AI insurance supplements
Letters cited to South Carolina statutes + IRC code automatically.
Retail estimator
Branded Good/Better/Best proposals in 60 seconds.
Xactimate supplement software
Surface every missed line item before you submit.
RoofGenius AI
Audit a South Carolina carrier estimate in 60 seconds.
Upload any closed claim. Our AI cites the South Carolina statutes and IRC code sections automatically and outputs a Xactimate-ready supplement letter.
Free trial — no credit card